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Money - Funding Slow Travel

Slow travel, which involves spending extended time in one place to connect with local culture and lifestyle, is ideal for retirees. You’ll get to enjoy the richness of each location, skip the usual travel rush, and even make it more affordable. Here’s how to plan your slow travel adventure, with tips on affordable accommodations, work-travel exchanges, and creative ways to fund your journey.

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Money - Legal and Administrative Tasks When Relocating

Relocating to a new city or country involves more than just packing and moving your belongings. It requires a series of legal and administrative tasks to ensure a smooth transition and compliance with local regulations. From changing addresses to updating legal documents, here’s a comprehensive guide to help you navigate the essential legal and administrative tasks involved in relocating.

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Tips - How to Find Affordable and Safe Accommodation

Relocating can be a daunting experience for anyone, but for single women, it brings its own unique set of challenges. Whether you're downsizing, seeking a more affordable place to live, or simply looking for a change, finding safe and affordable accommodation is key to making your next chapter a fulfilling one. With careful planning and smart decision-making, relocating solo can be an empowering journey. Here’s how to navigate the process.

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Financial Check-up: What to Review Each Year in Retirement

Retirement brings freedom, flexibility, and the chance to enjoy the life you’ve worked so hard to build. But it’s also a time when staying financially aware becomes more important than ever. A simple annual check-up can help ensure your money is working for you; not the other way around.

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Smart Spending: Budgeting for Joy and Travel

After years of working, saving, and raising families, retirement offers a precious opportunity: the freedom to spend time doing what truly brings you joy. For many women, that includes travel, hobbies, and quality time with loved ones. But how do you strike the right balance between treating yourself and being financially wise?

Read more, be inspired and download your free worksheet!

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Money - Gaining Financial Confidence

As women age, many find themselves reassessing their financial status and goals. Whether it’s due to a change in career, the approach of retirement, or the desire to ensure long-term financial security, building wealth later in life presents a unique set of challenges and opportunities. The key to achieving financial independence and confidence lies in boosting financial literacy, overcoming anxiety, and taking proactive steps to manage and grow your wealth.

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Money - Downsizing for Financial Freedom

As retirement approaches, many women begin to reassess their living situations. For decades, the family home may have been the heart of your life, filled with memories of children, gatherings, and milestones. But as circumstances change, so too do your needs. The family home, once a symbol of stability, can become a financial and practical burden. Downsizing—the process of moving to a smaller, more manageable space—offers an opportunity for financial freedom, but it’s not without its emotional and logistical challenges.

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Money - Caring for Aging Parents

The costs associated with caregiving can vary widely depending on the level of care needed and whether it is provided at home or through professional services. According to the Family Caregiver Alliance, caregivers spend an average of $7,000 annually out-of-pocket for caregiving expenses, which can include medical supplies, home modifications, and other essentials. These costs can quickly add up, particularly if you need to reduce your work hours or quit your job to provide care.

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Money - Recovering from Divorce

Getting divorced, even in the most amicable circumstances, can be one of life’s most stressful - and expensive - events. Being prepared for the financial impact ahead of time can help you recover and move on with life in a more confident fashion. While divorce or ending a civil partnership is never easy, understanding your finances is one of the toughest aspects. Here’s how to get started:

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Savings - 5 Retirement Considerations

Saving for retirement is an accomplishment worth celebrating. But as you step into this exciting new chapter, the question arises: What’s next? Transitioning from saving to spending requires careful planning to ensure you can enjoy your retirement without the stress of financial uncertainty. It’s not just about how much you’ve saved but how you convert those savings into a reliable income stream that will last for years to come.

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Finance, Lifestyle Chantal Clarke Finance, Lifestyle Chantal Clarke

Gold: A Lifeline in Times of Political Uncertainty

Throughout history, gold has stood as a beacon of security in turbulent times. When political systems falter, economies crumble, or currencies lose their value, gold has often provided individuals with a means to protect their wealth and ensure survival. Its unique attributes—portability, universal recognition, and intrinsic value—make it a powerful tool in times of crisis. Unlike digital assets or paper currencies, physical gold, especially in the form of 24-carat jewelry and bullion, offers a tangible safeguard that can be easily transported and used when access to traditional markets is restricted.

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Money - Cryptocurrencies and the US Political Shift

Cryptocurrencies have long been a polarizing topic. Some hail them as revolutionary financial instruments, while others dismiss them as speculative bubbles destined to burst. However, recent political shifts in the United States are helping to legitimize the broader cryptocurrency market, signaling a potential turning point in how these digital assets are perceived. Yet, amidst this growing credibility, one critical observation remains: not all cryptocurrencies are created equal. While Bitcoin continues to dominate headlines, its lack of inherent utility contrasts sharply with other cryptocurrencies that are purpose-driven and integrated into real-world applications like gaming and decentralized finance.

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Money - A Guide for Women over 50

For many women over 50, financial concerns are a daily reality. Balancing present-day needs with future plans can be challenging, and the added pressures from the pandemic have only intensified these worries. This article delves into the financial health issues facing women in this age group and offers insights on how to navigate these concerns with confidence.

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Money - Debt Reduction in Retirement

A survey of members of the Facebook group, Empty Nester Women Looking to Relocate, conducted in June 2024, found that more than half (51.3% of respondents are paying off debts). That prompted us to look for steps to help them confront and tale on the challenge of becoming debt free.

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Money - Finding Remote Work

In today’s digital age, remote work has become increasingly accessible, offering flexibility and opportunities for people of all ages. For older women seeking to transition into remote work, whether as a means of supplementing retirement income or embarking on a new career, there are several strategies to consider.

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Money - Guarding Your Credit Card Against Skimming

Did you know that your credit card may already have been used by someone else without your knowledge? Skimming is one of the most common methods thieves use to steal credit card information, and it can happen in more places than you might expect. From ATMs to simply walking around with your card in your wallet, your financial information could be at risk. Let’s look at a few simple ways to protect yourself.

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Planning - How to Decide What to Leave

When it comes to writing a will, one of the most personal, thoughtful choices is deciding what to leave to the people who matter most to you. Thinking about the legacies you’ll pass on to loved ones may feel both joyful and a little challenging. After all, you're looking at your possessions, heirlooms, and financial assets, deciding who would best cherish and respect what you leave behind. The process can stir up questions like, “Who will value this the most?” or even, “Does this person deserve this gift?”

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Planning - Giving with Heart and Purpose

If you’re thinking about leaving a part of your estate to a cause you care about, you’re not alone. Many people find joy in the idea of making a lasting impact by supporting charities or community groups in their will. Whether it’s a street dog rescue, a local church, an art scholarship, or another organization close to your heart, these gifts can help ensure your values live on. Here’s a friendly guide to making thoughtful decisions when bequeathing part of your estate to a charitable organization.

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Wellness - Medical Proxy

A medical proxy is a vital component of healthcare planning. It empowers individuals to maintain control over their medical decisions through a trusted representative, ensuring that their wishes are honored even in circumstances where they cannot communicate. Given its importance, creating a medical proxy should be considered an essential part of preparing for the future, alongside other legal and medical planning tools.

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Money - Making Extra Income

Retirement is often seen as a time to relax and enjoy the fruits of years of hard work. However, for many retirees, the idea of supplementing their income becomes a practical consideration. Whether it’s to maintain a certain lifestyle, cover unexpected expenses, or simply keep busy, finding ways to earn extra money during retirement can be empowering.

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