Relocation Guide - Bali, Indonesia
Mention the word ‘Bali’ next time you’re having coffee with the girls, and you’re likely to conjure images of a tropical island escape brimming with people seeking spirituality creativity, and community. For many Westerners reaching retirement age, the idea of a fresh start in an inspiring location can be incredibly appealing. Bali, Indonesia, is known for its beauty, artistry and vibrant culture. it has become a haven for those looking to slow down, and reinvent their lives in retirement.
Iis Bali right for you? Here’s a balanced look at the pros and cons of retiring there, with ideas for how you might even turn your creative passions into an online export business.
The Upside of Retiring to Bali
1. A Lifestyle That’s More Affordable
One of Bali’s most attractive qualities is its relatively low cost of living. Many retired women find they can enjoy a high quality of life here on a modest retirement income or pension. Renting a private villa with a garden and pool is often more affordable than an apartment back home. Dining out, hiring help for cleaning or gardening, and accessing wellness services can also fit comfortably within a fixed budget.
2. A Creative, Supportive Community
Bali attracts a global mix of artists, yogis, entrepreneurs, and retirees. Towns like Ubud and Canggu are home to women’s circles, writing groups, art workshops, and volunteering opportunities. If you’re looking to reignite your creativity or build friendships with like-minded women, you’ll find no shortage of community events and classes to join.
3. An Abundance of Natural Beauty and Wellness
The island is stunning. Think rice terraces, jungle walks, volcanic mountains, and sandy beaches. The slower pace of life and access to wellness retreats, yoga studios, and traditional healing can help improve physical and emotional well-being during the retirement years.
4. A Chance to Start Something New
Many retired women are finding joy and purpose in launching small creative businesses from Bali. The island is rich in artisanship—from handwoven textiles and silver jewelry to ceramics and batik. Establishing a micro-export business focused on ethical, handmade products like homewares, resort clothing, or accessories can be both fulfilling and profitable.
Things to Watch Out For
As dreamy as life in Bali can be, it’s not without its challenges. Here are some important considerations:
1. Visa and Residency Hurdles
While there is a retirement visa available to those over 55, it requires certain criteria to be met—such as proof of income, local sponsorship, and health insurance. You’ll also need to renew it regularly and work with a reputable visa agent to ensure everything is done legally. Note: the retirement visa does not allow you to work or run a business in your name, so if you plan to sell products, you may need to partner with a local or set up an alternative legal structure.
2. Healthcare and Medical Services
Bali has decent private clinics and international hospitals for everyday healthcare, especially in Denpasar and Ubud. However, for more serious issues, expats often travel to Singapore or Australia. Comprehensive health insurance is essential, and you should consider access to reliable care if you have ongoing health conditions.
3. Infrastructure and Bureaucracy
Internet and electricity have improved but can still be inconsistent in some areas. Bureaucracy can be frustrating, with changing rules and procedures. It helps to adopt a patient, flexible attitude—and connect with locals and expats who can guide you through the processes.
4. Cultural Adaptation
Bali’s spiritual and community-oriented way of life is beautiful, but it may take time to adjust. Daily temple offerings, religious holidays, and a strong emphasis on local customs are part of life here. It’s important to show respect, dress modestly, and be open to different ways of doing things.
5. Environmental Concerns
Like many popular destinations, Bali is grappling with waste management and over-tourism. Look for ways to live lightly—reduce plastic, support local eco-conscious businesses, and give back through volunteering or donations to local initiatives.
Starting an Export Business in Bali: Tips and Ideas
Bali is bursting with talent. Local artisans are skilled in woodcarving, beading, weaving, silverwork, and garment production. Many foreigners partner with local makers to create products that appeal to Western markets. Here are a few ideas if you’re thinking about dipping a toe into entrepreneurship:
Homewares: Source hand-carved wooden bowls, rattan furniture, hand-loomed throws, or ceramics to sell online or at markets back home.
Clothing: Work with local tailors to design comfortable, breathable clothing in natural fabrics—ideal for resort wear or casual travel wardrobes.
Jewelry: Collaborate with Balinese silversmiths to create unique collections with cultural flair.
You don’t need a big budget to start. A small initial order, a basic website or Etsy shop, and a good eye for quality and design can go a long way. Just make sure to research export regulations, shipping costs, and Indonesian business rules, or consider working with a local sourcing agent or export facilitator to help navigate the red tape.
Final Thoughts
For retired women seeking warmth, creativity, and a slower, more connected way of life, Bali can be deeply rewarding. It’s not just a place to retire—it’s a place to reimagine what retirement can look like. Whether you want to pursue art, wellness, community, or a small business venture, Bali offers the space and inspiration to explore it all.
Take your time. Visit for a few months first. Test different areas—Ubud’s spiritual heart, Sanur’s laid-back charm, or Canggu’s creative buzz. Connect with others who’ve made the leap, and get the right advice about visas and legalities.
If you’re ready for a new chapter with warm weather, warm people, and room to grow, Bali just might be your kind of paradise.
